Educational Tool
EU AI Act Calculator
EU AI Act exposure and readiness calculator: estimate statutory exposure, identify likely risk category, and see the obligations that reduce regulatory risk under Articles 99, 100 and 101. This is an educational tool for board-level risk discussion - not legal advice. Acompli maintains the calculator alongside its EU AI Act governance module, so a classification reached here can be carried into the AI Act assessments and evidence records the platform manages under named human approval.
Maximum exposure
What is the maximum EU AI Act fine?
For ordinary undertakings, the highest EU AI Act fine tier is €35 million or 7% of total worldwide annual turnover for prohibited AI practices under Article 5 and Article 99(3). Most operator, high-risk and transparency failures sit in the €15 million / 3% tier under Article 99(4). GPAI model providers are handled separately by the Commission under Article 101.
Key takeaways
EU AI Act calculator key takeaways
- Classification comes before the number. The tool checks Article 5 prohibited practices, Article 6 high-risk status, Article 50 transparency duties and GPAI provider status before applying a cap.
- Article 99 has three main undertaking tiers. €35m / 7% for prohibited practices, €15m / 3% for listed operator and transparency breaches, and €7.5m / 1% for incorrect, incomplete or misleading information.
- SMEs and startups get Article 99 relief. For Article 99 tiers, the ceiling is the lower of the fixed amount or percentage amount. Article 101 GPAI fines are treated separately.
- The calculator defaults to current law. The AI Omnibus entered into force on 27 July 2026. Article 50 applies from 2 August 2026; Annex III high-risk rules apply from 2 December 2027 and Annex I product-linked high-risk rules from 2 August 2028. The original Article 113 dates remain available only as a clearly superseded historical profile.
- Turnover stays local. The calculator processes the turnover figure in your browser and does not transmit it to Acompli.
How EU AI Act fines are calculated
The legal cap is deterministic where the Act provides one. The illustrative range is a product model, not a regulatory prediction.
Article 99 operator tiers
Article 99 sets the main Member State penalty ceilings for prohibited practices, operator and notified-body obligations, Article 50 transparency duties and incorrect or misleading information.
SME and startup rule
For Article 99 tiers, SMEs and startups use the lower of the fixed amount or turnover percentage. Other undertakings use the higher amount.
Article 101 GPAI route
GPAI model provider fines are imposed by the Commission under Article 101. The calculator treats that route separately from Article 99.
National enforcement variance
Member States set penalty rules and enforcement routes. Article 99(8) makes public authority fines jurisdiction-sensitive, so the calculator shows a national rule note for that path.
EU AI Act fine tiers used in the calculator
| Fine tier | Trigger | Fixed cap | Turnover cap | Ceiling rule |
|---|---|---|---|---|
| Article 99(3) | Article 5 prohibited AI practice | €35m | 7% | Higher of fixed or percentage; lower-of rule for SMEs/startups |
| Article 99(4) | Listed operator, notified-body and Article 50 transparency breaches | €15m | 3% | Higher of fixed or percentage; lower-of rule for SMEs/startups |
| Article 99(5) | Incorrect, incomplete or misleading information | €7.5m | 1% | Higher of fixed or percentage; lower-of rule for SMEs/startups |
| Article 101 | GPAI model provider breach | €15m | 3% | Higher of fixed or percentage; separate Commission route |
| Article 100 | EU institution, body, office or agency | €1.5m / €750k | None | Fixed EDPS-supervised caps |
Article 99(5) is modelled as 1% because that is the operative article text. Secondary summaries should not override the legal text in a calculator.
Classification logic
The form mirrors the structure of the Act: prohibited practice, high-risk system, transparency duty, GPAI model provider, then minimal/no-specific-duty.
1. Prohibited practice screen
Article 5 includes manipulative or deceptive techniques causing likely significant harm, exploitation of vulnerabilities, social scoring, certain biometric practices and narrow law-enforcement remote biometric identification cases.
2. High-risk screen
Article 6 covers Annex I product or safety-component systems requiring third-party conformity assessment and Annex III use cases. Article 6(3) derogations must be documented and do not apply to profiling of natural persons.
3. Transparency screen
Article 50 covers direct AI interaction, synthetic content, deepfakes, emotion recognition, biometric categorisation and public-interest text scenarios.
4. GPAI provider screen
Articles 51, 53 and 55 cover GPAI model provider documentation, training-content summaries, copyright policy, downstream information and systemic-risk duties.
Article 50 transparency rules apply. Certain pre-existing synthetic-content systems have a transition deadline of 2 December 2026.
The AI Omnibus moved the application date for Annex III high-risk systems to this date.
The AI Omnibus moved the application date for high-risk AI embedded in Annex I regulated products to this date.
Ireland implementation notes
Ireland implements the EU AI Act through a distributed national model. The calculator avoids hard-coding public-body fines where national law must decide the route.
AI Office of Ireland
The AI Office of Ireland is an independent statutory body established under the Regulation of Artificial Intelligence Act 2026 and is the central coordinating body for implementation.
Distributed authorities
Ireland's model assigns responsibilities across national competent authorities, market surveillance authorities and sectoral regulators, including bodies such as the Central Bank, Coimisiun na Mean, ComReg, CRU, CCPC, DPC, HSA, HPRA, HSE, NTA and WRC.
Artificial Intelligence Act 2026
The Regulation of Artificial Intelligence Act 2026 establishes Ireland's domestic enforcement architecture, including notices, prohibition, seizure, sanctions, fines and prosecution, with adapted sanctions routes for the Central Bank and CCPC.
Public bodies
Article 99(8) means fines for Member State public authorities and bodies are a national-law question. The calculator flags that instead of inventing a universal cap.
Primary sources for the calculator
The constants and classification prompts are grounded in official legal text and implementation materials.
Regulation (EU) 2024/1689 in EUR-Lex
AI Act Article 4 - AI literacy
AI Act Article 5 - prohibited AI practices
AI Act Article 6 - high-risk classification
AI Act Article 50 - transparency obligations
AI Act Article 51 - systemic-risk GPAI classification
AI Act Article 53 - GPAI provider obligations
AI Act Article 55 - systemic-risk GPAI obligations
AI Act Article 99 - penalties
AI Act Article 100 - EU institution fines
AI Act Article 101 - fines for GPAI model providers
AI Act Article 113 - entry into force and application
EU AI Act implementation timeline after the AI Omnibus
European Commission - AI Omnibus enters into force
AI Office of Ireland - about the statutory office
Acompli EU AI Act guide
EU AI Act calculator questions answered
Short answers to the questions this tool is designed to support.
For ordinary undertakings, the highest EU AI Act administrative fine tier is Article 99(3): up to EUR 35 million or 7% of total worldwide annual turnover for non-compliance with the Article 5 prohibited-practices ban. SMEs and startups use the Article 99(6) lower-of rule for Article 99 tiers.
Important disclaimer
This is an educational estimator only. Acompli's calculator provides a classification-first exposure estimate based on official AI Act penalty caps and implementation materials. It does not determine legal status, replace legal review or predict what a competent authority will do.
Turnover data is processed locally in your browser and is not stored or transmitted by this calculator.
Turn exposure into evidence
Use Acompli to connect AI Act classification, system inventory, DPIA evidence, supplier review and board reporting in one governed workflow.